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In 2016, We Chat started a service charge if users transferred cash from their We Chat wallet to their debit cards.Each user had a 1,000 Yuan (about US$ 150) free withdrawal limit.Once users as individuals or organizations set up a type of account, they cannot change it to another type.By the end of 2014, the number of We Chat official accounts had reached 8 million.The feature allows users to send money to contacts and groups as gifts.When sent to groups, the money is distributed equally, or in random shares ("Lucky Money").Contents posted can be set to "Private", and then only the user can view it.In China, users who have provided bank account information may use the app to pay bills, order goods and services, transfer money to other users, and pay in stores if the stores have We Chat payment option.
Other payment functions including red envelopes and transfers were still free.
It can exchange contacts with people nearby via Bluetooth, as well as providing various features for contacting people at random if desired (if people are open to it).
It can also integrate with other social networking services such as Facebook and Tencent QQ.
We Chat Pay can be used for digital payments, as well as payments from participating vendors.
In 2014 for Chinese New Year, We Chat introduced a feature for distributing virtual red envelopes, modelled after the Chinese tradition of exchanging packets of money among friends and family members during holidays.